OneID4All™

The Secure Identity That Powers It All

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Your Foundation for True Digital Transformation

OneID4All is not just an SDK – it’s the cornerstone of your digital journey. It brings the most secure digital identity directly into your app, enabling you to build, expand, and scale into a powerful digital ecosystem.

With OneID4All, you don’t just add security – you unlock the potential for secure communication, signing, and payments.

The Identity LayerBehind Leading Digital Platforms

  • Migros Bank
  • ING
  • VakifBank
  • Airbus
  • BMW Bank
  • Raiffeisen Bank
  • Bank of Abyssinia
  • National Bank of Ethiopia

One Identity. Infinite Possibilities.

OneID4All is built for modularity. You choose where to begin – and grow on your terms

  1. STEP 01

    Secure Digital Identity

    The bedrock of trust and compliance.

    Phone screen scanning an ID card during identity verification, with a verified shield badge and the confirmed identity of Kelly Doe
  2. STEP 02

    Trusted Messenger

    Connect with your users securely and seamlessly.

    Trusted Messenger chat where the KOBIL Ai assistant offers a consultation about medicine with quick-reply options
  3. STEP 03

    Legally Binding Signature

    Enable digital signatures that are legally binding and AI-enhanced.

    Phone showing a treatment document being signed with a handwritten digital signature
  4. STEP 04

    Payment Gateway

    Integrate secure, one-click payments directly into your ecosystem.

    Phone showing a payment transaction secured by the Payment Gateway with an accept button

Add ONE. Add ALL.Build at your own pace.

DEVICE-BOUND TRUST

Identity
at Device Level

  • Device binding creates a persistent, verified trust relationship between the user and their device — established once, active everywhere.
  • Onboarding, authentication, and transaction verification all run automatically in the background. No friction for the user, no gaps in security.
  • Every action carries a legally binding digital signature. Compliance is built into the workflow, not added after the fact.
Circuit-board illustration with a fingerprint sensor and lock icon representing device-bound identity

AI POWERED TRUST

AI Technology,
Powers the Platform

  • Continuous Threat Detection. Predictive security that evolves with emerging threats.
  • Adaptive Identity Verification. AI-enhanced KYC and behavioral biometrics verify trust dynamically.
  • Frictionless Authentication. Secure logins and interactions – faster, smarter, safer.
Illustration of an AI chip linked to security, identity, and sign-in icons

SEAMLESS TRUST

Easy
Integration

  • Supports React, HTML, Next.js, Swift, and Flutter — integrate once, deploy across every platform your team works in.
  • Onboarding, authentication, and transaction verification all run automatically in the background. No friction for the user, no gaps in security.
  • Every action carries a legally binding digital signature. Compliance is built into the workflow, not added after the fact.
Code editor showing a React integration of the Trusted Messenger APIs

CASE STUDY

Migros Bank, Secure Digital Banking

CHALLENGE

As a leading financial institution, Migros Bank needed a solution to modernize their app while ensuring top-notch security and compliance.

SOLUTION

With KOBIL’s platform, Migros Bank integrated:

  • Modular solutions that grow with your business.

  • Secure chat for real-time customer engagement.

  • Digital signatures for paperless agreements.

RESULTS

With KOBIL’s platform, Migros Bank integrated:

  • Reduced customer onboarding time by 50%.

  • Enhanced customer satisfaction scores by 35%.

  • Achieved full compliance with PSD2 and GDPR regulations.

Migros Bank mobile banking app on an iPhone with card wallet and transaction history, in front of an orange Migros Bank brand backdrop

Compliance-Ready

Designed to meet the strictest global standards (GDPR, PSD2, etc.).

  • GDPR
  • PSD2
  • Apple Privacy
  • eIDAS
  • Open Banking Europe
  • HIPAA Compliance
  • CCPA Ready
  • SWIFT
  • BDDK
  • Gramm-Leach-Bliley Act compliant

+More

  • Stay Ahead of
    Every Transaction

    Send real-time transaction notifications or account updates.

  • More Than a Messenger

    Add capabilities like secure chat, legally binding signatures, and one-click payments.

  • One Foundation.
    Infinite Scale.

    Scale from a single use case to a complete digital ecosystem without rebuilding your foundation.

With OneID4All, your app doesn’t just work – it evolves.

Why OneID4All?Because Trust is Everything

In a world where security, compliance, and digital transformation collide,  OneID4All bridges the gap:

FAQ OneID4All™

OneID4All™
Your Gateway to the Digital Future.

Secure Every Identity, Everywhere