The future of mobile identity starts here.

IDentity is your verified digital fingerprint — cryptographically bound to your device, active across every interaction, empowered by AI.

OVERVIEW

Bind Once.
Trusted Everywhere.

One verified identity covers every action — from first login to transaction sign-off. No fragmented credentials, no separate tools. IDentity binds to the user and the device once, then works silently across every connected application.

IDentity in action: a verified digital ID card with fingerprint and virtual smart card badge, a personal signature panel and a secure team chat sharing a signed non-disclosure agreement

APPROACH

Identity That
Works at Every Layer

IDentity operates across three layers — device trust, user verification, and action binding. Each layer reinforces the next, creating an identity infrastructure that is secure at every point, not just at login.

Concentric-ring diagram of the IDentity model: a Core ID at the center, surrounded by Trust Functions (I know, I am, I have, I consent), Security Functions (Authentication, Sign, Wallet, Confirm) and Industries Enabled, including Banking & FinTech, Insurance, Automotive & Mobility, eCommerce & Retail, Healthcare & Telemedicine, Government & Public Services, Travel & Hospitality, Education & eLearning and Energy & Utilities.

BENEFITS

Six Problems. One Identity Layer

Secure user access

Secure user access One verified identity replaces scattered credentials. Users authenticate once across all connected applications — no separate logins, no password sprawl.

Context-aware verification

Authentication adapts to risk level. Low-risk actions proceed silently. High-stakes transactions trigger step-up verification automatically.

Protection for critical actions

Every approval, signature, and transaction is bound to the verified user. Actions are legally binding and non-repudiable by design.

Consistent identity experience

From onboarding to daily use, the identity experience is identical across platforms, devices, and applications — no friction, no gaps.

Reduced integration complexity

IDentity connects to existing IAM systems via SAML 2.0, OIDC, and LDAP. No infrastructure rebuild required.

Better visibility and control

Every action is logged in a single immutable audit trail, tied to the verified identity, across every connected system.

FEATURES

Core capabilities of IDentity

IDentity delivers the full identity lifecycle in one platform — from verified onboarding to legally binding action.

  • Secure user sign-in

    Enables users to access digital channels in a controlled and secure way.

  • Multi-factor authentication

  • Centralised identity management

  • Digital signatures

  • Authorisation and access control

  • Device binding

Layered security shield with a fingerprint at its core, surrounded by IDentity capability badges: Protect your ID, Device-Bound, Protected sign in, Single Sign On (SSO) and Secure payment approvals

SCENARIOS

From First Login to
Final Signature

Digital onboarding

AI-powered identity verification gets users verified and active in minutes — no paperwork, no manual review.

Phone screen scanning an ID card in an ID verification flow, overlaid with a blue shield and checkmark

Secure authentication

Forget passwords. One device. One click. Every login is cryptographically verified against the bound identity.

Payment receipt screen with a verified user identity card showing a fingerprint and shield badge

Transaction approval

Every payment and approval is verified and digitally signed instantly — legally binding, audit-grade, and non-repudiable.

Login screen with username and password fields next to a purple Face ID tile

Take the Next Step

See IDentity
Where It Matters Most

Book a free demo

FAQ IDentity

  • KOBIL IDentity is your verified digital fingerprint — a unique digital identity that is cryptographically bound to your device. It confirms that you are really you and that your device can be trusted, forming the foundation for every secure digital interaction.

  • IDentity is built for banks, insurers, public services and enterprises of any size that need to know exactly who is on the other side of a digital interaction — and for their users, who get seamless, password-free access in return.

  • Traditional solutions verify a password or a code — IDentity verifies the person and the device. Instead of one-time checks at login, it binds identity, device and every action together cryptographically, removing the weaknesses of passwords, SMS codes and standalone OTP apps.

  • Fewer fraud losses, lower operational costs and higher conversion. Businesses replace fragmented login and verification tools with one trusted identity layer, reduce helpdesk tickets caused by passwords and meet regulatory requirements out of the box.

  • Yes. IDentity is certified and proven in the most demanding environments, including banking. Keys are generated and stored on the user’s device, protected by hardware-backed cryptography, and every transaction is signed end to end.

  • No — it strengthens them. IDentity integrates with your existing apps and backends via SDKs and standard interfaces, adding a verified identity layer on top of the systems you already run.

  • Very fast. With ready-made SDKs, APIs and cloud operation, first integrations typically go live in weeks, not months — without changes to your core systems.

  • IDentity supports native iOS and Android apps as well as web applications, with SDKs that embed verified identity directly into your existing mobile and web experiences.

  • Identity data never leaves the user’s control unprotected. Cryptographic keys are bound to the device, communication is end-to-end encrypted, and no shared secrets are stored on servers where they could be stolen or replayed.

  • By making trust digital. Once every user has a verified identity, processes that used to require branches, paper or call centers — onboarding, signatures, approvals — can move fully online without compromising security.

  • Get in touch with our team for a live demo and see how IDentity, as part of the KOBIL mPower suite, turns your app into a trusted digital channel.